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Single Source Coverage for educational institutions 
WRM America can deliver the broadest range of P&C coverages available making it easy and efficient for schools, colleges and universities to purchase every coverage they need from one convenient source.
Our full package of coverages for schools includes:
Property - Fire and Allied
- Building and Contents (including personal property)
- Loss of Business Income
- Extra Expense
- Building Ordinance or Law
Inland Marine and Equipment Floaters
Boiler & Machinery
- Property Damage
- Combined Business Interruption and Extra Expense
- Building Ordinance or Law
- Water Damage
- Consequential Damage (Spoilage)
Educators Legal Liability (claims-made)
- Employment Practices Liability
- Defense Costs Independent of Limits
- Defense Costs Do Not Erode Deductible
- Broad Definition of Insured
Commercial General Liability (occurrence)
Enhancements include:
- Sexual Misconduct Coverage
- World Wide Coverage Territory
- Full Athletics Coverage
- Corporal Punishment Coverage
- Broad Definition of Insured
- Volunteers
- Board Members
- Trustees
- Staff Nurses
- Contractual Liability
- Host Liquor Liability
- Incidental Malpractice Liability
- Employee Benefits Liability Coverage
Commercial Automobile Liability and Physical Damage
- Owned Autos
- Non-owned Autos
- Leased Autos
- Hired Autos
Excess Liability
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